Tuesday, June 11, 2013

Preparedness and Awareness in Natural Disasters #BepreparedON

Did you know Canada.  Insured losses from natural catastrophes in Canada are now at or near one billion dollars a year, according to the Insurance Bureau of Canada (IBC).

We may feel pretty safe in Canada most of the time, especially those of us that are land locked, but something like a tornado can and do form during every season all across Canada.  In Canada, the risk of being struck by a Tornado is greater if you live in southern Ontario, southern Quebec, Atlantic Canada or the Prairies.

I'm sure all my readers know about August 2011 when an F3 tornado hit Goderich Ontario, severely damaging the downtown and surrounding area.  With one person killed and dozens others injured.  The insurance industry paid claims of more than $110 million to help people put their live back together.  Remember, this was just one moment, one storm, and lives where changed forever.

Be prepared.  What does your family need to know beforehand?  A great idea is to assemble an emergency supply kit.  Have a 72-hour kit ready before disaster strikes.  It should include: water, non-perishable foods, battery-powered radio, flashlight, extra batteries, first aid kit, sturdy shoes for each family member, identification, cash and special needs items such as prescription medications.  That entire big list is only the very basics.  If you are like me with a baby - you need even more fresh water, formula, diapers, wipes, clothes, a way to carry the baby, blankets and more!  Learn more about Toronto preparedness from the Insurance Bureau of Canada.

Also, prepare a household inventory.  This may make your life much easier should an emergency situation arise.  While working on this, think about making an emergency plan for the family.  How will the kids react in a scary situation, will they know where to go and where to meet you?  You don't want them hiding in the closet where you can't find them, with a plan in place everyone can react with level heads.

Do you have emergency plans and kits in place for your family?  Don't wait until it's too late.

Disclosure: Although this post has generously been sponsored by Insurance Bureau of Canada, the opinions and language are all my own, and in no way do they reflect Insurance Bureau of Canada.

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